The Great Recession has destroyed millions of Americans' livelihoods and their savings and retirement funds are shrinking at alarming rates. You can fight back and rebuild by saving and earning at the same time. Here are a few suggestions.
1. Before buying a new item, sell something that you don’t use anymore.
Look around your house or apartment. Do you really need that self-help book you already read or that DVD you haven’t watched in months? Our brains are wired to collect things and then apply emotional feelings toward them. This is a reason why most of us have developed a habit of collecting stuff that we don’t really need. It takes less than five minutes to post a used item on Amazon.com. I have made over $1000 a year selling used books and CDs/DVDS that I received from friends and family members for free. That’s 100% profit! I used that cash to pay for my monthly subway card.
2. Turn your change into cold-hard cash
Put all your change in a jar every night after you come home from work. And cash it in after a month. It may only be $20-30/month, but that could pay for three or four lunches. Coinstar charges you a fee, but the Penny Arcade at TD Bank is free. According to the June 23, 2005 article on CNNMoney.com, Edmond Knowles, an Alabama man cashed in 1.3 million pennies at a Coinstar for over $13,000 after collecting them for 38 years. If that was loose change (gold dollar coins, quarters, dimes, and pennies), that could be well over $30,000 added to your retirement fund.
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